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Business Details
17 Years
experience
Custom Home Building in Georgia
Since 2009, Oconee Capital has been dedicated to crafting quality residential homes and thriving communities across Georgia. Our team combines over 25 years of expertise in construction and mortgage financing to deliver energy-efficient homes that meet Georgia Power EarthCents Standards, ensuring comfort and cost savings. We prioritize client satisfaction by offering personalized design consultations, flexible floor plans with luxury standard features, and in-house construction financing for qualified buyers. Our commitment to community-focused development includes professionally landscaped neighborhoods with sidewalks, playgrounds, and underground utilities.

We guide homeowners through every step of the building process, from land selection to final finishes, while maintaining transparency and ethical practices. Our reputation is built on trust, demonstrated by hundreds of satisfied homeowners who praise our professionalism and attention to detail. By integrating innovative building technologies and durable materials, we create homes that stand the test of time while exceeding industry standards. Our mission remains to transform houses into lasting homes through exceptional craftsmanship and customer-centric service.
Services
Home Construction Neighborhood Development Construction Financing Standard Features Upgrade Options
Details
  • Year established: 2009
Highlights and features
  • We offer over 25 years of combined construction and financing expertise
  • Our homes meet Georgia Power EarthCents energy efficiency standards
  • We provide in-house construction financing for qualified buyers
  • Luxury features like granite countertops and ceramic tile come standard
  • We build community-focused neighborhoods with sidewalks and playgrounds
Associations and certifications
  • Georgia Power EarthCents
What people say
Professional courteous Perfect house Easy process Quality features Happy clients
Services
Home Construction
We build custom-designed single-family homes with energy-efficient materials and Georgia Power EarthCents certification. Our process includes personalized floor plan selection, on-site or client-owned land development, and standard luxury features like granite countertops and ceramic tile. Homes include 9ft ceilings, energy-efficient HVAC systems, and customizable upgrade options for exterior finishes and interior design elements.
Neighborhood Development
Our community-focused developments feature professionally landscaped entrances, sidewalks, playgrounds, and underground utilities. We create family-friendly environments in Houston and Columbia Counties with thoughtfully planned layouts that preserve natural landscapes. Communities include amenities like resort-style pools, common areas, and proximity to schools and medical facilities while maintaining affordable pricing for new construction homes.
Construction Financing
We simplify home financing by offering in-house construction loans for qualified buyers. Our process combines land purchase, construction, and permanent financing into one package with a single closing. This approach eliminates multiple loan applications and closing costs while providing access to FHA/VA options. We partner with trusted lenders to ensure competitive rates and personalized mortgage solutions.
Standard Features
Our base pricing includes features typically offered as upgrades elsewhere. Standard offerings include granite countertops, ceramic tile flooring, deluxe cabinetry, coffered ceilings, and energy-efficient appliances. Homes feature steel-reinforced foundations, R30 attic insulation, 13 SEER HVAC systems, and pre-wired technology infrastructure. All homes meet Georgia Power EarthCents energy efficiency requirements for long-term cost savings.
Upgrade Options
We offer extensive personalization choices including brick/stone exteriors, hardwood flooring, basement finishes, and premium appliance packages. Upgrade selections include architectural shingles, full lot sodding/irrigation, deluxe carpet padding, and covered patios. Clients can customize interior paint colors, cabinet styles, and fixture selections to create uniquely personalized homes while maintaining structural integrity and energy efficiency standards.
Questions
What areas do you build in?
We specialize in Houston County and Columbia County, Georgia, including communities like Bonaire, Evans, and Augusta metro areas.
Do you offer financing options?
Yes, we provide in-house construction financing for qualified buyers, including FHA and VA loan options with single-closing convenience.
What standard features are included?
Our homes include granite countertops, ceramic tile, energy-efficient appliances, coffered ceilings, and Georgia Power EarthCents certification as standard features.
Can I build on my own land?
Yes, we offer custom home construction on client-owned land while maintaining the same quality standards and financing options.
What energy efficiency standards do you meet?
All homes meet Georgia Power EarthCents Standards with HERS Index scores of 77 or better for maximum energy savings.
How long have you been in business?
We've been building homes since 2009, with our team having over 25 years of combined experience in construction and mortgage financing.