Avoid large upfront payments and make monthly lease payments instead. No long-term commitment and you can own your heating and cooling unit outright once all payments have been made. We offer multiple payment terms and options for homeowners, even with poor or damaged credit. Microf was established in 2010 to accommodate the growing demand for more flexible options for purchasing a residential heating and cooling system.
We are a relationship-based company that places top priority on the wants and needs of our customers. When paying for a new HVAC unit upfront isn't an option and you don't qualify for traditional financing, Microf is your solution. Our trusted contractors will get your unit up and running fast, so you don't have to sweat the heat or freeze in the cold.
We'll make sure you get the perfect unit for your home, regardless of your FICO score. You can trust Microf for all your HVAC lease-purchase needs. Our underwriting process allows us to consider people with less-than-perfect or damaged credit.
We are a relationship-based company that places top priority on the wants and needs of our customers. When paying for a new HVAC unit upfront isn't an option and you don't qualify for traditional financing, Microf is your solution. Our trusted contractors will get your unit up and running fast, so you don't have to sweat the heat or freeze in the cold.
We'll make sure you get the perfect unit for your home, regardless of your FICO score. You can trust Microf for all your HVAC lease-purchase needs. Our underwriting process allows us to consider people with less-than-perfect or damaged credit.
Services
About
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Microf was established in 2010 to accommodate the growing demand for more flexible options for replacing residential heating and cooling systems. Our goal is to restore the heating and cooling needs of every consumer with an affordable monthly payment. We achieve this goal through our strategic network of actively enrolled contractors.
Homeowners
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Affording an HVAC system that keeps you comfortable in your own home shouldn't feel like a pipe dream. We've helped thousands of customers just like you find flexible, affordable solutions. Microf offers flexible payment plans to fit your budget, regardless of your credit history. Find your affordable plan and get back to feeling comfortable in your home.
Lease Purchase HVAC
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Microf believes that all consumers should have options when it comes to replacing their heating and cooling system. Our unique lease-purchase option is designed to help homeowners with a broad range of financial needs replace their heating and cooling system. Completing the online application will help us determine the best options for you.
Find a Contractor
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We work with the best contractors around the country to install and maintain your unit. With help from Microf, you can quickly find a local and trustworthy HVAC contractor to fix or replace your heating and cooling system quickly. Microf is not an HVAC company, but we are happy to refer you to a HVAC contractor near you that meets Microf's standards.
Low Credit
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Do you have credit score concerns? Have you been denied for HVAC financing from traditional lenders? Consider Microf. We are a relationship-based company that places top priority on our customers' wants and needs. If you have credit score concerns or have been denied for HVAC financing from traditional lenders, Microf has options for you.
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